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Blog

Why is medical underwriting required for insurance? image

Why is medical underwriting required for insurance?

 As a physician, there are seemingly endless demands on your time. From training to continuing education to your...
Billy Gwaltney
August 18, 2020
Ten minute crash course on specialty disability insurance image

Ten minute crash course on specialty disability insurance

If you’ve ever looked into disability insurance coverage, you know that it can be confusing. There are so many...
Billy Gwaltney
August 16, 2020
Why Specialty Disability Insurance Matters to You image

Why Specialty Disability Insurance Matters to You

  You’ve invested years of your life and thousands of dollars in your medical education and training so far. And...
Billy Gwaltney
August 16, 2020
What is the ‘specialty own occupation’ definition of disability image

What is the ‘specialty own occupation’ definition of disability

When it comes to you and your disability insurance, words matter. Specifically the policy language that defines...
Billy Gwaltney
August 16, 2020
Cover Your Assets Intro image

Cover Your Assets Intro

   Don’t let accidents, illness, or injury destroy your hard work. You’ve spent years of your life and hundreds of...
Billy Gwaltney
February 17, 2020
Is universal life insurance a good choice for me? image

Is universal life insurance a good choice for me?

People often ask us, “Is universal life insurance a good choice for me?” This is a good question. A universal life...
Billy Gwaltney
May 10, 2019
Are disability insurance benefits taxable income to me? image

Are disability insurance benefits taxable income to me?

One question we hear often is, “Are my disability insurance benefits taxable to me?” If the premium for your...
Billy Gwaltney
July 12, 2018
Do I pay an additional fee by using a broker to obtain disability insurance? image

Do I pay an additional fee by using a broker to obtain disability insurance?

One question we’re often asked is, “Do I pay an additional fee to use a broker to help me obtain disability...
Billy Gwaltney
June 22, 2018
What is COLA and how does it work? image

What is COLA and how does it work?

A common question many people have is, “What is COLA and how does it work?” COLA stands for the Cost of Living...
Billy Gwaltney
June 11, 2018
What is the Future Insurability Option? image

What is the Future Insurability Option?

A common question we’re asked is, “What is a future insurability option?” A future insurability option is a rider...
Billy Gwaltney
May 31, 2018
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