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Blog
What makes residual benefit important?
We are often asked “What is a residual benefit and what makes it important?” Being residually disabled is often...
Billy Gwaltney
May 21, 2018
Can the insurance company cancel my policy or raise my rates?
A common question we’re asked is, “Once my specialty disability policy is issued, can the insurance company ever...
Billy Gwaltney
March 7, 2018
What happens to my coverage if I decide to work outside of the country?
A question we’re commonly asked is, “What happens to my coverage if I decide to work outside the United States?”...
Billy Gwaltney
February 12, 2018
What is the true own occupation definition of disability?
A question we’re commonly asked is, “What is the ‘own occupation’ or ‘specialty occupation’ definition of...
Billy Gwaltney
January 16, 2018
What others are saying about working with Billy Gwaltney
Billy Gwaltney’s focus is providing specialty occupation disability insurance protection for physicians. His firm...
Billy Gwaltney
November 21, 2017
How much life insurance should you have?
A question we’re commonly asked is how much life insurance should I have? There are three primary approaches to...
Billy Gwaltney
November 7, 2017
Should I get specialty disability insurance coverage while in residency or fellowship training?
You might be thinking, “Should I buy specialty disability coverage while I’m still in residency or fellowship...
Billy Gwaltney
October 24, 2017
How much Disability Insurance can I get?
We’re often asked, “How much disability insurance am I eligible for?” Typically the maximum benefit someone can be...
Billy Gwaltney
October 10, 2017
Do I need to supplement my group disability insurance with an individual policy?
You might be wondering if a group long term disability provided by your employer is enough to cover you if you...
Billy Gwaltney
September 25, 2017
Your Most Important Financial Asset Is…
You might be surprised to learn that your most important asset is not your retirement account or real estate…it’s...
Billy Gwaltney
September 7, 2017
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