Blog Post | OWNOCC Disability

Beware of Your Employer’s Group Long-Term Disability Policy image

Beware of Your Employer’s Group Long-Term Disability Policy

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the critical importance of...

What Happens to my Disability if the Benefit Increase Rider is Removed? image

What Happens to my Disability if the Benefit Increase Rider is Removed?

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the intricacies of disability...

Disability Claims are Not the Same as Health Insurance Claims image

Disability Claims are Not the Same as Health Insurance Claims

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the critical differences between...

Podcast: Maximizing Disability Coverage for New Attending Physicians image

Podcast: Maximizing Disability Coverage for New Attending Physicians

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the intricacies of private...

Podcast: Group Disability Policies Vs. Private Specialty Coverage image

Podcast: Group Disability Policies Vs. Private Specialty Coverage

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the critical differences between...

Navigating Disability Insurance: Graded vs. Level Premiums image

Navigating Disability Insurance: Graded vs. Level Premiums

Summary: In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the intricacies of...

Should I opt out of my voluntary employer group long-term disability policy? image

Should I opt out of my voluntary employer group long-term disability policy?

In this episode, Billy Gwaltney discusses the complexities of long-term disability (LTD) policies, particularly...

Do I Pay an Extra Fee to Work With You? image

Do I Pay an Extra Fee to Work With You?

Do you have to pay an extra fee to work with a broker? Spoiler alert: The answer might surprise you. In this...

If My Income Goes Up in the Future, What Happens to My Disability Policy? image

If My Income Goes Up in the Future, What Happens to My Disability Policy?

Ever wondered what happens to your disability policy if your income increases in the future? In this episode of the...

Cover Your Assets Newsletter - March Edition image

Cover Your Assets Newsletter - March Edition

Welcome to the Cover Your Assets (CYA) newsletter! My physician clients are always asking for additional expertise...