What Happens to my Disability if the Benefit Increase Rider is Removed? image

What Happens to my Disability if the Benefit Increase Rider is Removed?

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the intricacies of disability...
Billy Gwaltney
July 2, 2025
Disability Claims are Not the Same as Health Insurance Claims image

Disability Claims are Not the Same as Health Insurance Claims

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the critical differences between...
Billy Gwaltney
June 18, 2025
Podcast: Maximizing Disability Coverage for New Attending Physicians image

Podcast: Maximizing Disability Coverage for New Attending Physicians

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the intricacies of private...
Billy Gwaltney
June 4, 2025
Podcast: Group Disability Policies Vs. Private Specialty Coverage image

Podcast: Group Disability Policies Vs. Private Specialty Coverage

In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the critical differences between...
Billy Gwaltney
May 21, 2025
Navigating Disability Insurance: Graded vs. Level Premiums image

Navigating Disability Insurance: Graded vs. Level Premiums

Summary: In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the intricacies of...
Billy Gwaltney
April 24, 2025
Should I opt out of my voluntary employer group long-term disability policy? image

Should I opt out of my voluntary employer group long-term disability policy?

In this episode, Billy Gwaltney discusses the complexities of long-term disability (LTD) policies, particularly...
Billy Gwaltney
April 9, 2025
Do I Pay an Extra Fee to Work With You? image

Do I Pay an Extra Fee to Work With You?

Do you have to pay an extra fee to work with a broker? Spoiler alert: The answer might surprise you. In this...
Billy Gwaltney
April 2, 2025
If My Income Goes Up in the Future, What Happens to My Disability Policy? image

If My Income Goes Up in the Future, What Happens to My Disability Policy?

Ever wondered what happens to your disability policy if your income increases in the future? In this episode of the...
Billy Gwaltney
March 23, 2025
Cover Your Assets Newsletter - March Edition image

Cover Your Assets Newsletter - March Edition

Welcome to the Cover Your Assets (CYA) newsletter! My physician clients are always asking for additional expertise...
Billy Gwaltney
March 5, 2025
Is Working With a Disability Specialist Broker Better Than Working With a Financial Planner? image

Is Working With a Disability Specialist Broker Better Than Working With a Financial Planner?

There IS a significant difference between working with a disability insurance specialist and a general financial...
Billy Gwaltney
February 18, 2025