Do I Pay an Extra Fee to Work With You? image

Do I Pay an Extra Fee to Work With You?

Do you have to pay an extra fee to work with a broker? Spoiler alert: The answer might surprise you. In this...
Billy Gwaltney
April 2, 2025
If My Income Goes Up in the Future, What Happens to My Disability Policy? image

If My Income Goes Up in the Future, What Happens to My Disability Policy?

Ever wondered what happens to your disability policy if your income increases in the future? In this episode of the...
Billy Gwaltney
March 23, 2025
Cover Your Assets Newsletter - March Edition image

Cover Your Assets Newsletter - March Edition

Welcome to the Cover Your Assets (CYA) newsletter! My physician clients are always asking for additional expertise...
Billy Gwaltney
March 5, 2025
Is Working With a Disability Specialist Broker Better Than Working With a Financial Planner? image

Is Working With a Disability Specialist Broker Better Than Working With a Financial Planner?

There IS a significant difference between working with a disability insurance specialist and a general financial...
Billy Gwaltney
February 18, 2025
What Is the Recovery Benefit and Do I Really Need It? image

What Is the Recovery Benefit and Do I Really Need It?

Take a deep dive with host Billy Gwaltney into the often-overlooked yet vital aspect of a robust specialty...
Billy Gwaltney
January 13, 2025
What Is the Enhanced Residual Benefit and Is It Important for Me? image

What Is the Enhanced Residual Benefit and Is It Important for Me?

In this episode of Cover Your Assets, host Billy Gwaltney explains the crucial elements of a well-structured...
Billy Gwaltney
December 17, 2024
If My Income Goes Down in the Future, What Happens to My Disability Policy? image

If My Income Goes Down in the Future, What Happens to My Disability Policy?

Host Billy Gwaltney dives into the crucial topic of disability policies and how they are impacted when your income...
Billy Gwaltney
December 17, 2024
What Does "Guaranteed Renewable Only" Mean? image

What Does "Guaranteed Renewable Only" Mean?

Expert Billy Gwaltney delves deep into the often-misunderstood term "guaranteed renewable only" and what it means...
Billy Gwaltney
November 14, 2024
What Does Noncancelable and Guaranteed Renewable Mean? image

What Does Noncancelable and Guaranteed Renewable Mean?

Have you ever wondered what the terms "noncancelable" and "guaranteed renewable" really mean in the world of...
Billy Gwaltney
November 14, 2024
What Happens to My Policy if I Change Specialties? image

What Happens to My Policy if I Change Specialties?

Have you ever wondered how a change in medical specialty can affect your private disability policy? In this...
Billy Gwaltney
November 14, 2024