Our mission is to be the premier disability insurance specialist for physicians and business professionals in the country. We strive to make it easy for our clients to protect what’s most important to them.

Disability insurance is about protecting your most valuable asset, which is not your home or retirement account…it’s your ability to go to work every day and earn a good income.  It’s about protecting your way of life!

Having developed relationships with many professionals like yourself, I know you live a busy life.  By striving to serve you based on your schedule, I will help you get this part of your financial life exactly right.

Medical and financial underwriting are typically required to obtain this premier coverage.  Although underwriting approval is not guaranteed, my firm excels at navigating through this process.

Thank you for your time. We look forward to the opportunity to be of service.

I purchased disability insurance through Billy Gwaltney in my last year of residency after being referred to him from more senior physicians. Billy was very thorough and discussed all of the options. I went ahead and signed up for disability insurance simply as another thing to get done at the end of residency, never imagining that the details of the policy or the quality of the company would be important. Unfortunately, about a year and a half after residency I received a devastating and unexpected diagnosis and immediately needed to stop working and pursue treatment. Billy was tremendously helpful in explaining the policy and the process of making a claim. The policy turned out to be everything that I needed and the company was easy to work with. There were several crucial riders to the policy that ended up being almost as important as the policy itself which I would never have known to choose but thankfully Billy did. I am now working my way back to full time and Billy continues to help me and is always available to answer any questions. Having this disability policy has relieved a huge source of stress at a very difficult time and I am so thankful to Billy for having the foresight to recommend the company and policy that he did.

-Dr. Kelly, Trauma Physician

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