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I shop around quite a bit with before I buy anything. One thing that I quickly learned while looking into disability insurance is that the only difference between multiple insurance specialists is just the broker him/herself. There are only a very select few insurance companies that offer what plans we really need as doctors and typically the rates don't change between insurance brokers. I 100% recommend Billy and am super happy that I found him online. First and foremost, he actually cares about his clients and is always available. A simple text or email to him and he replies almost immediately. Just recently, he called me on my birthday asking how I was doing and sent me a Christmas card. Seriously, who does that?!?! Secondly, he is full of the crucial knowledge that we as physicians just don't have a grasp on when it comes to all the important riders that a true-own-occupation disability policy needs to have. He never tried to up-sell me anything, but rather took the time to explain each option clearly so that I could make my own informed decisions. I even bought my life insurance through him since it was so easy to get set up. Without any hesitation, I recommend going with Billy. My family's future is secure no matter what may happen thanks to his help.

-Dr. Christian, Orthopaedic Surgeon

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