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Blog
As a trainee how much private disability coverage can I purchase?
Many trainee physicians are afraid of needing disability leave. As a trainee, you don’t have guaranteed job...
Billy Gwaltney
November 17, 2021
As a trainee does employer LTD Impact how much private disability coverage I can purchase?
Employers of residents or fellow physicians often provide Long Term Disability coverage. But does that coverage...
Billy Gwaltney
November 3, 2021
As an attending how much private disability coverage can I purchase?
When you advance from a resident or fellow physician to an attending physician, your income grows. And with more...
Billy Gwaltney
October 20, 2021
How important is the COLA calculation?
Many young physicians wonder if the Cost Of Living Adjustment is an important insurance rider. They want to know...
Billy Gwaltney
October 6, 2021
Clarifying Psychiatric vs Mental Nervous
When considering your insurance options, you may have come across the Mental Nervous benefit. This confusing...
Billy Gwaltney
September 22, 2021
Explaining the Future Insurability Option
Your disability insurance policy may include a Future Insurability Option. With an FIO, you can increase your...
Billy Gwaltney
September 8, 2021
Explaining Principal's Benefit Update Rider
To get disability insurance, your provider needs to review your medical history. That history is your medical...
Billy Gwaltney
August 26, 2021
Should I combine my life insurance with the same company as disability insurance?
Combining your disability coverage with life insurance sounds like a smart financial move. You want to cover...
Billy Gwaltney
August 11, 2021
Should I buy life insurance when buying specialty disability coverage?
When it comes to policy shopping, you might combine disability coverage with life insurance. But you want to make...
Billy Gwaltney
July 28, 2021
If I'm not a surgeon do I still need specialty occupation coverage?
It might feel like a waste of money getting coverage if you don’t perform extensive surgeries or exhaust your body...
Billy Gwaltney
July 14, 2021
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