You might be surprised to learn that your most important asset is not your retirement account or real estate…it’s your ability to get out of bed every day, go to work and earn a good income.
You and your family’s way of life depend on this asset. So if something happens to derail its performance, it is vital to be sure this asset is properly insured.
According to the Council for Disability Awareness, over 1 in 4 of today’s 20 year olds will become disabled before they retire. This is why adequate disability insurance protection is one of the cornerstones of a wisely built financial plan. Without it your whole financial house can quickly crumble.
Some employers provide group long-term disability coverage, although these policies can have significant limitations. If structured properly, individual coverage can provide much more comprehensive terms and definitions, in addition to non taxable benefits, level premiums and guaranteed coverage.
Having this in place can protect your financial house and dreams when the winds of change blow your way.
If you’d like to explore the best individual coverage options for you, please give us a call or text us at 704-707-5788.
Billy Gwaltney
Contact Me
