Have you ever wondered why physicians are required to sign HIPAA authorization and HIV consent forms?

In this episode, host Billy Gwaltney answers this question and sheds light on the importance of these forms during medical screenings for disability coverage. Billy explains how the HIPAA authorization allows underwriters to verify medical information and request medical records if necessary, while the HIV consent form is a precautionary measure in case labs are required.

Listen to learn more about these crucial forms and why they are necessary for obtaining insurance coverage.


Episode Highlights:

The purpose of signing a HIPAA authorization during the application process. (1:03)

How the HIPAA authorization allows underwriters to access medical records and conduct a medical evaluation for disability coverage. (2:00)

The significance of the HIV consent form and its connection to insurance physicals and lab tests. (03:06)

Why the signed HIPAA authorization and HIV consent forms are essential for submitting an application and obtaining coverage. (04:01)

The Cover Your Assets Podcast is on a mission to help physicians like you get their insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney shows you exactly what you need to do to protect your income and way of life.


Stay up to date with Billy on ⁠Facebook⁠, ⁠LinkedIn⁠, or ⁠YouTube⁠.


If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠

Billy  Gwaltney

Billy Gwaltney

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