Take a deep dive with host Billy Gwaltney into the often-overlooked yet vital aspect of a robust specialty disability policy: the recovery benefit. Designed to continue providing support even after you medically recover, this benefit could mean the difference between financial stability and strain as you get back on your feet.

In this episode of Cover Your Assets, Billy outlines the key reasons why this benefit is indispensable, especially for physicians at their income peak, breaking down complex concepts into easily digestible insights. Tune in to learn why a well-crafted disability policy is like a three-legged stool and how missing out on the recovery benefit could leave you unbalanced.

Episode Highlights:

  • Three primary elements of a comprehensive disability policy. (01:25)
  • Real-life scenarios of how medical professionals, like pediatricians and surgeons, are impacted by the recovery benefit. (02:27)
  • Why group long-term disability and association policies fall short without a recovery benefit. (04:59)

 

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠. 

If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠ 

Billy  Gwaltney

Billy Gwaltney

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