What Are The Factors That Determine My Rate?

There’s a lot of confusion and speculation behind pricing special disability coverage. You might feel so overwhelmed by the wave of information that you put it off until you really need it. By then, your rates have skyrocketed beyond repair. 

Preserving and protecting a career path starts with coverage that works with your wallet, not against it.

In this episode, I share the invisible expenses behind special disability rates and how you can design a plan for peace of mind. 

Highlights from this episode include:

• The ‘ticking time-bomb’ that is making your disability rates more expensive each year. (1:10)
• How to pay the lowest rate possible right now (even if you want to change career paths later on). (2:36)
• Why most physicians get stuck paying premium prices and how you can protect your wallet (while paying discount rates). (4:24)
• A common misconception about disability coverage that’s harming your health right now.  (6:13)

To ask questions on insurance coverage or to get a quote, please don’t hesitate to call us anytime at 704-270-2376, and I’d be glad to discuss your specific situation with you.

If you enjoyed and valued this content, you may also want to check out Episode 56: Billy's initial conversation with a Female Trainee. This episode is available in the podcast channel on this site or on Spotify or Apple Podcasts.