Vital Importance of Applying for GSI First (Before Applying Elsewhere)

Are you considering applying for disability insurance? In this episode of Cover Your Assets, host Billy Gwaltney discusses the vital importance of applying for guaranteed standard issue (GSI) policies first, before applying elsewhere. He highlights the potential consequences of applying for disability insurance with other companies prior to GSI and explains why securing a GSI policy is essential for individuals with certain medical histories or risky hobbies. Billy emphasizes that GSI policies offer the best coverage without medical screening and advises listeners to work with a specialist to navigate the application process effectively. He stresses the significance of understanding the process before pursuing disability insurance and shares his contact information for personalized assistance.

Episode Highlights:

• Explaining the crucial importance of applying for GSI policies first. (1:06)

• Why do insurance companies avoid being the place of last resort? (2:58)

• Emphasizing the guaranteed renewable and non-cancellable nature of GSI policies. (3:45)

The Cover Your Assets podcast is on a mission to help physicians like you get their disability insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets podcast, host Billy Gwaltney, head of Professional Planning Group, Inc. (https://ownoccdisability.com), shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA podcast on YouTube (‪@billygwaltney3135‬) and visit the Professional Planning Group online (https://ownoccdisability.com/blog).

Stay up to date with Billy on ⁠Facebook⁠ (  / ppgcarolina)⁠  , and LinkedIn (  / billy-gwaltney-chfc-clu-rebc-8b452a75)⁠  .