Is Working With a Disability Specialist Broker Better Than Working With a Financial Planner?

There IS a significant difference between working with a disability insurance specialist and a general financial planner when it comes to your financial security. As a seasoned specialist working with physicians across the country, Cover Your Assets host Billy Gwaltney provides valuable insights into why choosing a broker with in-depth expertise in disability coverage can make all the difference in your financial planning. Through relatable analogies and practical advice, Billy clarifies the distinctions between generalists and specialists in the insurance world. Learn why the devil is in the details when it comes to designing your disability insurance policy and how to safeguard your financial future with the right broker.

Episode Highlights:

• The value of working with a specialist who has extensive experience in disability coverage. (02:13)
• An explanation of rate increase scenarios and how they affect policyholders. (02:57)
• Three crucial elements of an ideal disability insurance policy to ensure comprehensive coverage. (05:06)
• Real stories where Billy has intervened to resolve claims issues and ensure clients received their rightful benefits. (09:21)

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠. 

If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠