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Are you a resident or fellow at the University of Rochester? Have you found the key to ensuring your financial security as a physician? In this episode of Cover Your Assets, host Billy Gwaltney dives deep into Guardian’s guaranteed standard issue policy being offered to you. Listen in as he outlines the vital elements of a properly designed specialty disability policy, including the true specialty own occupation definition of disability and enhanced partial disability benefits.
Episode Highlights:
• Three vital elements of a properly designed specialty disability policy. (1:02)
• Comparison of elimination periods and cost of living adjustment options. (7:34)
• The risk of waiting and the importance of getting the GSI opportunity in place before applying elsewhere. (10:09)
The Cover Your Assets podcast is on a mission to help physicians like you get their disability insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets podcast, host Billy Gwaltney, head of Professional Planning Group, Inc. (https://ownoccdisability.com), shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA podcast on YouTube (@billygwaltney3135) and visit the Professional Planning Group online (https://ownoccdisability.com/blog).
Stay up to date with Billy on Facebook ( 
/ ppgcarolina) , and LinkedIn ( 
/ billy-gwaltney-chfc-clu-rebc-8b452a75) . If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.
Billy Gwaltney
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