This episode was first broadcast in June 2023. You can find a full episode archive by subscribing to Cover Your Assets on the platform of your choice (Apple, Spotify, Amazon, or Google).
Picking the right disability coverage provider is a big deal. Why?
Because they'll be your safety net when times get tough, and you'll be paying them for a long time. Make sure it's a wise investment.
In this episode, we reveal the top companies we recommend and what to watch out for. Plus, we'll share two more alternatives if you can't access the top four.
Episode Highlights:
The ultimate disability coverage: four companies you can't afford to overlook (and why choosing otherwise could cost you thousands). (1:05)
Choose this company if you expect to have an exception during the lifetime of your policy (Note: no other company will let you add changes to your policy). (1:54)
Want the lower rates on your policy? Choose THIS to save a fortune on premiums over the years. (2:15)
Are medical screenings a concern? Can’t pick among the four companies? Here are two more companies you can look at. (3:55)
The three types of life insurance, which one is cheapest, and which to get if you want the biggest payout possible. (6:11)
Why self-insuring is almost always a costly mistake, even if it seems cost-effective on the surface. (10:43)
The surprising “life enjoyment” benefits of keeping an active life insurance policy after retirement. (16:51)
The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You’ve spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you’ve dreamed of! Don’t let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.
For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.
If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.
