Clear answers for physicians who want to protect their income
The Cover Your Assets Podcast is hosted by Billy Gwaltney, ChFC, CLU, a physician disability insurance specialist with more than 30 years of experience helping physicians understand and secure specialty-focused coverage.
Each episode breaks down real questions physicians ask about disability insurance, including specialty own-occupation definitions, residents and fellows, GSI coverage, group LTD, policy riders, underwriting, pricing, and claims.
The goal is simple: help physicians make better decisions before they buy, before they review a policy, and before they ever need to use their coverage.
Listen or watch where you prefer
What you’ll learn
- How specialty own-occupation disability insurance works
- Why policy definitions and riders matter
- What residents, fellows, and new attendings should understand early
- How to think about group coverage versus individual coverage
- What to ask before you compare policies or request a quote
- How to avoid confusion around pricing, discounts, and underwriting