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What if I'm less than perfect medically & have exclusions on my policy? image

What if I'm less than perfect medically & have exclusions on my policy?

If you can’t land the best contract available or get the disability benefits you want, it might feel like it’s not...
Billy Gwaltney
June 17, 2021
Why are disability rates for females higher & how should I handle this if I'm a female? image

Why are disability rates for females higher & how should I handle this if I'm a female?

When looking into insurance rates, you might notice that the cost of a disability plan for females is...
Billy Gwaltney
June 2, 2021
Principal - Why are they a top tier contract? image

Principal - Why are they a top tier contract?

Nobody wants to plan for the worst, but when it comes to an unexpected disability on the job, you don’t want to be...
Billy Gwaltney
May 19, 2021
Guardian - Why are they a top tier contract? image

Guardian - Why are they a top tier contract?

It’s hard to find the perfect policy for your unique situation. And with disability insurance, mistakes are costly...
Billy Gwaltney
May 5, 2021
Ameritas - Why are they a top tier contract? image

Ameritas - Why are they a top tier contract?

In various stages of your career, disability insurance could cost more or less. Preserving and protecting income...
Billy Gwaltney
April 21, 2021
Interview with Dennis Peyton, Disability claims expert Part 2 image

Interview with Dennis Peyton, Disability claims expert Part 2

Disability coverage plans can feel like a mystery if you don’t know how to read between the fine lines of your...
Billy Gwaltney
April 7, 2021
Interview with Dennis Peyton, Disability claims expert Part 1 image

Interview with Dennis Peyton, Disability claims expert Part 1

When looking at disability coverage plans, finding one that protects the career you love most and the money you’ve...
Billy Gwaltney
March 24, 2021
Mass Mutual - Why Are They A Top Tier Contract? image

Mass Mutual - Why Are They A Top Tier Contract?

The only thing more difficult than deciding to get a disability insurance policy is deciding which one to buy....
Billy Gwaltney
March 10, 2021
What Are The Factors That Determine My Rate? image

What Are The Factors That Determine My Rate?

There’s a lot of confusion and speculation behind pricing special disability coverage. You might feel so...
Billy Gwaltney
February 24, 2021
Is My Specialty Policy Portable? image

Is My Specialty Policy Portable?

Some physicians rely on group insurance policies from employers. This saves money in the short term, but what...
Billy Gwaltney
February 10, 2021
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