Many of my clients plan on moving to California after their residency. And so they ask if they should purchase disability insurance before moving.

My answer?

Absolutely! In fact, disability insurance costs 20-30% more in California compared to any of the 49 other states.

In this episode, you’ll discover some tricks to keep your disability insurance rates low (even if you plan on moving to California).

Listen now.

Show highlights:

Why buying disability insurance before moving to California unlocks 20-30% cheaper rates (without sacrificing your coverage) (1:08) 

The single most expensive state to purchase disability insurance in (and 3 simple ways to avoid high fees) (1:40) 

How to get out of Californian price increases when you increase your coverage (3:24) 

Why paying more for the future insurability option rider in training protects your wallet after being employed (4:50)

Billy  Gwaltney

Billy Gwaltney

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