What others are saying about working with Billy Gwaltney

Billy Gwaltney’s focus is providing specialty occupation disability insurance protection for physicians. His firm serves hundreds of clients from coast to coast, and he’s been in the insurance business since 1991. Here’s what one client said about Billy: “I met Billy over 6 years ago when I was finishing my OBGYN residency. He took the time to explain disability insurance without making me feel pressured to purchase. His honesty, availability, and genuine concern for my financial security has ensured my customer loyalty. I have recommended him to many of my friends.” An orthopedic…

How much life insurance should you have?

A question we’re commonly asked is how much life insurance should I have? There are three primary approaches to calculate how much life insurance to buy. The first approach is mirroring your colleagues/friends. Ask around to find out how much others have and buy a similar amount. This is the easiest approach but often results in too little coverage. The second approach is buying a multiple of income. Insurance companies will offer up to 25 times someone’s annual income in life insurance. But this approach still works off of an estimation and not…

Billy has been great to work with over the past 5 years for disability and life insurance. Very honest, responsive and knowledgeable about insurance. He always takes his time to answer all my questions thoroughly in a way that I can understand. His schedule is flexible and he always makes time to talk with me. This is important because of me being on the west coast and the time difference. I highly recommend his services regardless of your location.

-Dr. Bromm, Pediatrician

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